Terms of use

These terms govern access to Hawary Advisory Research, including browsing, purchasing, and downloading research papers sold on this site.

Purchased PDFs are licensed for your personal or internal business use only. You may not redistribute, resell, or publicly republish papers without written permission from Hawary Advisory.

Prices are in Malaysian Ringgit (MYR). Payment is processed through our payment partner. Access to a download is granted after successful payment confirmation.

Research content is provided for informational purposes. It is not legal, investment, or professional advice unless expressly stated.

Hawary Advisory may update these terms. Continued use of the site after changes means you accept the updated terms. For questions, contact support@hawaryadvisory.com.

This page is a working draft and is not a substitute for formal legal review before production launch.